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5 significant use cases of cryptocurrency in the fintech


The cryptocurrencies have surpassed a lot of hurdles and have stood out with its immense value even in this “Black Swan” corona crises. Despite the debates and messes around the cryptocurrencies, everyday new crypto coins are being launched in the coin market cap. As of now, the number of crypto coins listed in the market space is 5500+! Even though many countries are in chaos to legally accept cryptocurrencies for their transaction, the developed countries have adopted the crypto payment system. 

In this blog, let’s look into the 5 significant uses cases of cryptocurrency wallets!

5 Significant use cases of cryptocurrencies
E-Cash
The cryptocurrencies are invented as digital currencies that can be used as a medium of exchange for trade. Later, due to the high value of BTC, it became unsuitable for low transaction amounts. In 2017, the fork of bitcoin came out as “Bitcoin Cash”, which is widely accepted as the desired payment method in developed countries for all kind of payment transactions. Merchant shops also accept crypto payments in their POS system, thereby reducing the intermediary transaction charges incurred by fiat payment service providers. 

Cryptocurrencies promote the P2P transaction among merchants and consumers. Ease of payment and reduced transaction charges encourages consumers to pay via Bitcoin cash and other crypto coins!

Programmable Asset
Cryptocurrencies have paved the way for the rise of smart contracts. Even though smart contracts were invented before cryptocurrencies, it got drastic use case on the crypto invention. The smart contracts are automated executable code that performs a task on satisfying the specified conditions. These executables are built on blockchain framework and can’t be altered after deployment. 

Ethereum blockchain platform has drastically hosted a successful number of smart contract protocols. Now, the entrepreneurs and industry experts are leveraging the programmable feature of cryptocurrencies for their enterprises. 

Collaterals
Trade platforms, investments and other lending platforms prompt their users to submit legitimate collaterals to enhance trust and security. The cryptocurrencies are accepted as a valuable asset by most of the countries. Crypto coins are recognized as collateral in many lending and exchange platforms.

With cryptocurrencies as collateral, investors can fetch fiat loans and vice versa. By submitting the cryptocurrencies as collateral, there is an option to earn an interest in lending platforms, which functionalizes as like our traditional deposit accounts. 

Governance
Crypto tokens are now utilized for voting lines and community governance. The crowdfunding campaigns like ICO, IEO or IDEO are rising in peaks. The fundraisers can proceed with voting lines and suggestions within the community by utilizing the user base of token holders. 

Technical discussions, bounty campaigns and other polls can be held with the community users of crypto coins. Community governance can bring up error-free data transactions and traverse of process flow.

Collectables
Blockchain gaming platforms like Cryptokitties reward their users with crypto tokens which are considered as valuable collectables by the market space. Crazy game players collect these virtual coins and trade them across the community sphere. As the community of gamers grow, the value of crypto tokens issued by the platform increases. 

Wrap-up!
The technologists and investors are still exploiting the potential of cryptocurrencies. The rising popularity of crypto-coins has opened up enormous opportunities for entrepreneurs to launch their businesses. Right from exchange platforms to the novice P2P lending channels, the crypto entrepreneurs have invented their business ideologies in the market space. Soon, the cryptocurrencies would hit our real-time trade transactions!


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